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E pluribus unum: Out of many, one
This is the motto of the United States and is seen printed on its currency. It refers to the fact that many states were brought together under one government with the country's constitution.

Et cetera: And the rest of such things
Commonly abbreviated to "etc." and used at the end of a list to show that there are more items, but they are too similar or numerous to name them all.

Ipso facto: By the fact itself
This often misused term denotes when something is true by its very nature, or a direct result of an action. For example, if you didn't stop your friend from stealing you are ipso facto an accomplice.

Mea culpa: Through my own fault
This is Latin for "my bad," a short phrase to accept blame and apologize for something going wrong.